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Then theres theyoung womanwith the lowest credit score Hammer has ever seen a jaw-dropping 320.
At first, you might assume this womans situation involves truly debaucherous overspending or years of avoiding responsibility.
Unfortunately, the reality is even more heartbreaking.
Turns out, my mom had opened credit cards in my name, the guest said.
And there were tens of thousands of dollars of debt.
It begs the question: How do youovercome such severe fraud and debt?
This young woman has the answer.
If someone has stolen your information and is wreaking havoc on your credit, report it toIdentityTheft.gov.
Thats exactly what Hammers guest did.
She had to stay strong and resist the pressure to settle until the statute of limitations expired.
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