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Membership is open to people who work, worship, or live in specific areas of Pennsylvania and Delaware.
Once you join, you’re free to access full-service personal and business banking, online and in-person.
Youll need your Franklin Mint Federal Credit Union routing number as you complete different transactions.
Heres how to find it.
What Is the Franklin Mint Federal Credit Union Routing Number?
The Franklin Mint Federal Credit Union routing number is 231382306.
The routing number identifies the bank when you complete financial transactions.
The 9-digit code is a standard part of banking.
Because the code identifies the bank, every customer uses the same code for every punch in of transaction.
Where Is the Routing Number on My Check?
The Federal Mint Federal Credit Unionrouting numberis on the bottom of your paper checks.
you’re able to find the code in the bottom left corner.
The number in the middle at the bottom of the check is your account number.
The account number is specific to you and identifies your bank account.
Bank account numbers usually have eight to 12 digits.
You get a bank account number when youopen a new account.
Your check number is on the bottom of the check to the far right.
The check number identifies the check youre using, and each check has a different number.
you might also see the 9-digit code in the following areas.
Do Some Banks Have More Than One Routing Number?
Some bankshave more than one routing number.
Banks often have more than one routing number when the company has multiple locations across the country or world.
For example, banks likeU.S.
Bank,Wells FargoandCitihave numerous routing numbers, usually for different regions.
The good news is that Franklin Mint Federal Credit Union only has one routing number.
Once you know the number, it’s possible for you to use it for every financial transaction.
As a Franklin Mint customer, where you live doesnt impact which routing number you use.
How To Use Your Routing Number
You must use your routing number to complete different transactions.
Heres the general ruleyou need to input your routing number when youre transferring money to or from your account.
The following scenarios are the most common times youll use your routing number.
Wire transfers and ACH transfers are similar, but there are significant differences.
ACH transfers are usually free, whereas wire transfers require a fee.
Companies often use ACH transfers for payroll and other direct deposits.
But you often have to use wire transfers to send money to other individuals.
Routing Number vs International SWIFT Code
SWIFT codes identify banks duringinternational money transactions.
The code is similar to a routing number and serves the same purpose but in a different context.
You need your banks SWIFT code when youre completing international transactions.
The routing number, on the other hand, is for domestic transactions.
Franklin Mint Federal Credit Union doesnt have a SWIFT code.
If you oughta complete an international transaction, contact your bank for help.
you might call 800-220-3193.
Final Take
You must know your banks routing number to complete daily financial transactions.
FAQ
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