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Best for customers who value accessible financial solutions, local branch support and straightforward options for maximizing savings.

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The bank operates physical branches in Illinois, Missouri, Texas and Wisconsin.

All accounts come with essential banking tools and perks like overdraft protection and access to digital banking services.

The high-yield account has a competitive APY ofthat outpaces the rates of the banks traditional savings options.

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While traditional savings accounts are accessible, their low APY and restrictions make them less appealing.

The high-yield account is an excellent option for maximizing returns, though some competitors may offer slightly higher rates.

you might choose from eight terms to accommodate your savings goals, with standard rates fromtoAPY.

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The bank offers Special CDs with promotional rates from time to time, with rates as high asAPY.

CDs at First Mid Bank & Trustare accessible, with a low minimum deposit and flexible terms.

This account comes with tiered interest rates, rewarding higher balances with higher rates.

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Youll need at least $1,000 to bring up the account and avoid paying the monthly maintenance fee.

First Mid Bank & Trusts Retail Money Market accountis accessible with a low opening deposit and tiered interest rates.

For those who maintain higher balances, its a practice choice with modest benefits.

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The app has many useful features, including balance check, transaction history and funds transfer.

Users mention the apps intuitive design and reliable performance, especially the convenience of seeing balance updates in real-time.

Customers also note the responsiveness and helpfulness of the customer service team.

How Does First Mid Bank & Trust Compare?

Understanding how the products at different banks meet your financial needs can help you find the right community bank.

Below is a breakdown of how First Mid compares to some alternatives.

All other information on accounts is accurate as of Dec. 13, 2024.