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First Interstate Bank offers a wide array of financial products.
For day-to-day needs, the bank has two checking accounts that offer perks and interest on your balances.
First Interstate Bank also has short-term CDs that come with competitive APYs.
Because of these offerings and more, GOBankingRates named it as one of theBest Banks in Iowa for 2025.
They have over 250 branches across 14 states.
The banks main focus is to provide financial services and build community simultaneously.
Enjoy unlimited check writing, overdraft protection and waived fees when you meet minimum balance requirements.
The bank also offers Premier and Select Checking accounts for individuals with higher balances who want additional perks.
First Interstate Bank CDs
you could open a First Interstate Bank CD for $1,000.
Terms vary from four months to 37 months.
First Interstate Bank CD Account
Earn Up To
First Interstate Bank CDs offer competitive rates for short-term goals.
Start earning with a $1,000 deposit, backed by FDIC insurance.
Early withdrawal penalties may apply
$1,000
First Interstate Bank offers competitive APYs for short-term CDs.
Some may find the minimum deposit too high and seek a lower deposit.
With a low $100 opening deposit, its a practical choice for savers.
However, APYs are too low, and the minimum daily balance may be too high for individuals.
TheBetter Business Bureaugives First Interstate Bank an A+.
It is an accredited institution by the BBB.
you might hit up the same number on Saturday from 9 a.m. to 2 p.m. MT.
Comparable Options
Heres how First Interstate Bank compares to other banks.
Capital One also has a robust digital platform and a nationwide presence.
First Interstate is in 14 states and doesnt offer a savings account that matches Capital Ones rate.
However, First Interstates checking accounts have perks, and the bank offers competitive CDs.
The Platinum Savings account has aAPY on balances over $5,000.
Western Alliance has a savings account with aAPY, while First Interstate Banks saving APY is significantly lower.
Western Alliance is also focused on commercial lending.
In contrast, First Interstate Banks mission centers on personal and business banking.
Final Take
First Interstate Bank blends traditional banking and a digital platform to serve its customers.
All factors were then scored and combined, with the lowest score being the best.
All products and offerings had to be available as of Nov. 8, 2024, to be considered.
Rates are subject to change; unless otherwise noted, rates are updated periodically.
All other information on accounts is accurate as ofDec.
Rates are subject to change; unless otherwise noted, rates are updated periodically.
All other information on accounts is accurate as of Dec. 19, 2024.
*Capital One interest rates accurate as of 4/8/2025.
See website for all current rates.
