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you’re able to also use your routing number to send and receive wire andACH transfers.
What Is a Routing Number?
Some banks have multiple routing numbers because of their size.
Routing numbers may differ from region-to-region or state-to-state.
Typically you will be assigned a routing number based on where you opened your bank account.
Always verify your routing number before conducting a transaction.
What Is the First Horizon Bank Routing Number?
The main routing number for First Horizon Bank is 084000026.
Whats the Difference Between Your Account and Routing Number?
Your checking account number is a unique set of digits used to identify your bank account.
The bank uses this number for deposits, withdrawals and payments.
It is typically found directly after your routing number at the bottom of your checks.
Your routing number identifies your financial institution.
It is typically nine digits.
This number usually appears before yourchecking accountnumber.
The second set of digits is your personal checking account number.
Federal Reserve Website
TheFederal Reserve websiteallows you to look up any banks routing number.
it’s possible for you to enter the Federal Reserves site to access your First Horizon Bank routing number.
When Do you better Provide Your First Horizon Bank Routing Number?
There are a variety of ways your First Horizon Bank routing number can be useful.
Here are at least five ways:
What Is the Bank Identification Code for First Horizon Bank?
First Horizon Banks BIC code is FTBMUS44.
What Are the Differences Between ACH and Wire Transfers?
An ACH andwire transferare both ways to send large amounts of cash to individuals or an entity.
First Horizon Bank uses the same routing number for wire and ACH transfers.
A wire transfer typically is a quicker way to transfer funds to a financial institution.
The bank will typically charge a fee for the wire transfer.
An ACH transfer works similarly to writing a check, but funds are transferred electronically.
Usually these transfers take more time, but there isnt an additional fee to authorize this transaction.
Direct deposits and bill pay are usually handled through an ACH transfer.
They will share this with their bank to initiate the transfer.
Wire transfers usually settle the same day, but can take up to two days to complete.
Can You Use Your First Horizon Bank Routing Number for International Transfers?
You typically cannot use your First Horizon Bank Routing number alone for international transfers.
Most international transfers require aSWIFT codeor additional codes to process sending money to destinations outside the United States.
First Horizon Banks SWIFT code is FTBMUS44XXX.
What Mistakes Should You Avoid When Dealing with Routing Numbers?
Entering the wrong routing number could delay important transactions for days or even weeks.
The easiest way to find the number is to look at your checks.
This is typically the first nine digits, and your personal checking account number usually follows.
When transactions call for a routing number, be careful youre sending the correct number.
You might experience significant delays if the number is incorrect.
FAQ
Allison Hachecontributed to the reporting for this article.
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