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First Commonwealth Bank has savings accounts for children, holiday shopping, and general savings.
The bank has a great digital platform, including Zelle services.
It has a large focus on community banking.
First Commonwealth Bank has 125banking centersacross 30 counties in Ohio and Pennsylvania.
Confidence Checking requires no minimum deposit, but all Hometown Checking options require a $50 minimum opening deposit.
All accounts have a monthly service charge, which can be waived easily.
Hometown checking account options include additional perks like identity protection and credit score management.
Hometown Savings requires no minimum deposit, while American Dream Savings requires a $25 minimum deposit.
First Commonwealth CD Accounts
There are two different minimum deposit fees for CDs at First Commonwealth.
CD terms range from 90 days to 5 years.
First Commonwealth Money Market Accounts
There are two types of money market accounts available at First Commonwealth.
The Hometown Money Market and Relationship Money Market require a $1,000 minimum deposit.
Banking Experience
First Commonwealth has several ways you’re free to contact customer service.
How Does First Commonwealth Bank Compare?
CIT Bank is a good fit for those who dont need in-person banking.
First Commonwealth is a regional bank that offers traditional financial products and the chance to meet with banking officers.
Capital One also has a nationwide presence.
First Commonwealth Bank vs.
Ally Bank
Ally Bankis an online bank that offers aAPY on its savings account.
Because of its online presence, APYs tend to be higher than First Commonwealth Banks rates.
However, First Commonwealth Bank offers business services and in-person banking.
The bank caters to those who want different choices regarding savings and checking accounts and business services.
All other information on accounts is accurate as of Dec. 16, 2024.
Rates may vary by region.
To verify rates in your area, check the issuers website for details.
All factors were then scored and combined, with the lowest score being the best.
All products and offerings had to be available as of Nov. 8, 2024, to be considered.
Rates are subject to change; unless otherwise noted, rates are updated periodically.
All other information on accounts is accurate as of Dec. 16, 2024.
