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Saving moneycan be difficult.

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And according to Forbes, 28% of Americans have less than $1,000 saved up.

Take steps to start saving more today.

Here are five expert-recommended money apps thatcan help you boost your savings.

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Acorns

Sporn also suggested Acorns for individuals who are focused on investing their savings.

It rounds up daily purchases and invests the difference into a diversified portfolio, he said.

This approach helps those new to investing feel less intimidated while puttingeven the smallest savingsto work in the markets.

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Its free and helps build good habits.

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