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In a recent post on social media, she shared her money non-negotiables for 2025.
And even if you end up creating your own, hers can still serve as a jumping-off point.
These areDasha Kennedys 15 money non-negotiablesand some tips on determining orsetting your own.
This might mean making a donation to your favorite charity.
Or it might mean setting aside one or two Saturdays a month so you could volunteer.
So many things can eat up your funds.
Youve got fixed expenses likerent or mortgage, minimum loan payments and the internet bill.
But youve also got those pesky variable ones likegroceries, entertainment and gas.
Check your bank accounts to see where your moneys going every month.
Theres a key distinction here.
You also dont need to set such big goals all the time.
Also, remember that your income and expenses can fluctuate.
Invest
Invest in something meaningful whether its your education, health or future, Kennedy wrote.
For education, this could mean getting a certificate or pursuing a higher degree to advance in your career.
Investing in the future can be any of these things.
Or it can mean investing in your future retirement and financial stability.
Research what works best for you and dont be afraid to invest in multiple options if it makes sense.
Prioritize your decisions based on that, but dont be afraid to change your list later on.
If, for example, you have a checking and savings account, ensure theyre linked.
Its not always easy, though, so be kind to yourself as you evaluate your situation and needs.
It might also help to speak with someone you trust whos willing to lend an ear.
Or it might mean keeping your monthly yoga studio membership.
Whatever the case, dont forget about your own happiness when creating your budget.
Review Your Credit
Check your credit report and start 2025 with everything in order, Kennedy wrote.
you’re able to get a free copy of your report from all three major credit bureaus fromannualcreditreport.com.
Its great if youve already made financial goals, but you might need to go back and update them.
Some goals are only really suitable at certain stages of life.
If something you want costs a lot of money, break it down into smaller weekly or monthly goals.
And dont be too hard on yourself if it takes longer than you expected.
Even if its small, progress is progress.
Educate Yourself
Take time to educate yourself onnew financial topicsthat can help you grow, Kennedy wrote.
You dont necessarily have to spend money on this.
But its never too soon to start thinking about your life and future in the long term.
The sooner you start doing this, the better off you and your loved ones will be.
They might be more understanding than youd think.
Working on your finances and credit takes time.
Take a moment every now and again to acknowledge the progress youve already made.
And dont be afraid to congratulate yourself oneven the little wins you deserve it.
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