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GOBankingRates named Fidelity Bank & Trust as one of theBest Banks in Iowa for 2025.
Customers can choose from a variety of checking and savings accounts, as well as competitive loans and CDs.
Minimum deposits are low for everyday checking, and those with higher balances will benefit from competitive APYs.
The Christmas Club Savings account also helps to maximize the amount you could spend on loved ones.
Interest earned can be distributed semi-annually or credited to your account.
Early withdrawal fees may apply
$25 to $500
Fidelity Bank & Trust offers competitive APYs on CDs.
This throw in of account allows you to grow your money while still providing access to your funds.
High balances earn better rates, but a $1,000 minimum is required to avoid fees.
Individuals may look elsewhere for a lower minimum deposit and higher APY.
It offers a full suite of financial products, including checking, savings and money market accounts.
The bank also has competitive CDs.
Business services are also provided.
it’s possible for you to also fill out the online form to contact customer service.
There is the option of walking into a branch if you have questions about your account.
Comparable Banking Options
Look at how Fidelity Bank & Trust stacked up against some of its competitors.
The choice between Chase Bank and Fidelity Bank & Trust depends on your financial personality.
There are also checking accounts with no hidden fees.
Varo Bank is entirely online and doesnt offer CDs.
Fidelity Bank & Trust is a good option if you want in-person services and CDs.
The banks savings account has aAnnual Percentage Yield.
SoFi has an extensive ATM connection with 55,000 ATMs worldwide.
In comparison, Fidelity Bank & Trust is much smaller in terms of its web link.
The savings account offers a much lower APY; branch availability is regulated in Illinois, Iowa and Wisconsin.
The bank offers a generous line of products with checking accounts for everyday users and those with high balances.
All other information on accounts is accurate as of Dec. 20, 2024.
All factors were then scored and combined, with the lowest score being the best.
All products and offerings had to be available as of Nov. 8, 2024, to be considered.
Rates are subject to change; unless otherwise noted, rates are updated periodically.
All other information on accounts is accurate as ofDec.
There is no minimum Eligible Direct Deposit amount required to qualify for the stated interest rate.
Interest rates are variable and subject to change at any time.
These rates are current as of 1/24/25.
There is no minimum balance requirement.
Additional information can be found athttp://www.sofi.com/legal/banking-rate-sheet.
See the SoFi Plus Terms and Conditions athttps://www.sofi.com/terms-of-use/#plus.
Any additional FDIC insurance is provided by the SoFi Insured Deposit Program.
Deposits may be insured up to $3M through participation in the program.
See full terms atSoFi.com/banking/fdic/sidpterms.
See list of participating banks atSoFi.com/banking/fdic/participatingbanks.
SoFis ATM policies are subject to change at our discretion at any time.
