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That doesnt mean you should obsess over something thats decades in the future.
But it does mean you should put a financial plan in motion.
Unfortunately, many Americans have fallen behind in this respect.
That aligns with the general financial habits of the 2,200 adults surveyed.
Of course, confidence does not necessarily guarantee success.
However, having a plan can likely help with that.
Here are five ways to get started on a retirement strategy if you havent done so yet.
Also see14 retirement rules you should probably know now.
Cut Your Spending
This starts with reviewing your budget and finding areas where you could cut back.
When you find expenses that can be lowered, put the savings into your retirement fund.
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