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Every checking account has certain stipulations where the bank can charge fees, said Lieberman.

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Be sure the fees work for your lifestyle.

Savers should be careful to read all of the fine print when setting up a checking account.

Some accounts have minimum monthly balances or direct deposit requirements to get to keep your account in good standing.

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If you care more about a relationship, a regional or local bank could be right for you.

Checking for Mobile Banking Options

Long gone are the days of solely in-person banking.

That being said, not all mobile banking apps and platforms are made equal.

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Online banking is the standard for most customers now, Lieberman said.

see to it to find a bank that makes it easy to bank online.

However, you probably need to open a savings account in addition to a checking one.

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