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GOBankingRates tapped some experts to create an end-of-year checklist forGen Z to finish out 2024 on a high note.
Yes, me too, said Kraig Kleeman, founder and CEO ofThe New Workforce.
Sit down with your bank statement (or use a budgeting app) and identify recurring charges.
Delete anything you are not actively using.
Youll feel lighter and so will your wallet.
Do you spend it or save it for a rainy day?
Kleeman urged the latter.
Life has a funny way of giving you surprises when you least expect them.
A flat tire, asurprise medical bill it all happens, Kleeman said.
This is why it is essential to have an emergency fund.
Start small if you have to.
Even saving $20 a week can add up to $500 in six months.
Put that money in a high-yield savings account and let it grow quietly while you sleep.
In fact, Gen Z can use technology to their advantage to start investing at the top of 2025.
Start with something simple, like an index fund, he explained.
The sooner you invest, the longer your money will take to grow.
And who doesnt love the idea of having their money work for them while they binge-watch their favorite series?
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