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Get paid up to two days earlier than many otherbankswhen you set up ACH direct deposit.
Link your Discover debit card to a digital wallet and pay with one click, while earning cash-back rewards.
Discover also has a few options for no-fee overdraft protection.
it’s possible for you to also choose to enroll in Balance+, another no-fee service from Discover.
With Balance+, Discover may cover debit card purchases that would put your account into the negative.
You must fund the account as soon as possible.
Balance+ does not cover ATM cash withdrawals, checks or electronic payments.
Discover doesnt charge fees for using out-of-internet ATMs, but other ATM operators might.
There is a $30 fee for outgoing wire transfers from your account.
Here are a few alternative checking accounts to consider.
Just like Discover, there is no minimum account balance required to open an account.
Capital One has a web link of 70,000-plus ATMs and an easy-to-use mobile app.
If you are considering an online-only bank like Discover, its worth giving SoFi a look.
Alternatively, you might qualify with other deposits totaling $5,000 or more during that statement period.
Like Discover, SoFi has early direct deposit, no-fee overdraft coverage and an easy-to-use mobile banking app.
FAQ
Rates are subject to change; unless otherwise noted, rates are updated periodically.
All other information on accounts is accurate as of Nov. 22, 2024.
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