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Ah, love.

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Its a rush of emotion and connection, a desire to be with your new partner at all times.

But in some instances, theres a thin line between love and codependence.

And codependence can lead to foolish, potentially destructive decisions.

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That seemed to be the case at hand for the mother of a caller to The Ramsey Show.

Ramsey was equally worried, especially since there was no plan for marriage in the future.

Thats not a financial plan thats a disaster waiting to happen, he said.

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Some might argue that theres nothing wrong with an arrangement between two consenting adults who are in love.

If the answer is no, then its not a smart move, Ramsey advised.

If her partner passed away, would she be assured of maintaining her lifestyle?

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Marriage would put her in a better position to inherit all or a portion of his estate.

And thats the ultimate financial independence.

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