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Money expert Dave Ramsey hasnt always been wealthy.
Ramsey and his wife spent the next several years regaining control of their money.
Look for Insurance Savings
Insurers have various discount programs that policyholders dont always know about.
Start by contacting your agent, if you have one, or the insurance company directly if you dont.
If that doesnt work, you’ve got the option to always shop around.
Simplify Your Phone Plan
A recentJ.D.
Power studyshows that the average wireless customer spends $141 monthly on service.
Ramsey believed that paying less is possible.
Start by looking at your bill and determining what you dont need.
If you cant do without something, try calling the provider to negotiate or switch to another provider.
Prep Food and Coffee at Home
Theres a reason you see this advice everywhere.
CNET also crunched the numbers on meals.
If you add in the delivery cost, it costs 75% less.
Simply eliminating two weekly delivery meals from your budget can save you $1,440 annually.
Yes, getting rid of things you already own can save you money!
Your newly decluttered home will make it easier to see what you have.
Youre less likely to spend money on something you lost only to find it a week later!
More importantly, however, decluttering makes you amore intentional buyer.
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