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Dave Ramsey

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These habits included everything from buying generic products to bringing your lunch from home.

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In some cases, Ramseys advice may be challenging to follow or is too restrictive in real life.

Here are his suggestions of the Dave Ramseyadvice you dont necessarily need to listen to.

Switching cellphone companies, however, can be tricky and may not be an option for every person.

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He explained, The ability to switchcellphone plans and carriersis a luxury that not everyone has access to.

What you see is what you get if you wish to have cellphone access.

Do-It-Yourself

Finally, Ramsey is a firm believer in DIYing or doing it yourself.

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He frequently advocates not spending money on something or someone if you’re able to do it yourself.

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