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The caller claimed that with an index fund, They would have about 50% more money.

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Ramsey immediately pushed back against the claim.

The S&P 500 funds are wonderful.

The index funds are wonderful.

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Its fairly easy to study mutual funds and pick [those] that outperform.

Passive vs. As a general rule, passive funds are the safer and more cost-efficient option.

This is why you often see more money flowing into passive funds than actively managed ones.

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Over the long term, however, average returns for actively managed funds trail those of passive funds.

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