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Dave Ramsey has written books, hosted podcasts and delivered speeches regarding personal finance.

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Both of them know about trends regarding living paycheck to paycheck but have very different views on it.

In Ramseys opinion, If people arent making fun of you, youre probably not on track.

Because people are stupid.

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Heres where they stand onpeople living paycheck to paycheck.

Where Sethi Agrees and Disagrees With Ramsey

Sethi doesnt outright disagree with Ramsey.

The perspective that Sethi put forth is that people are actually pretty smart.

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Sometimes we need some real talk.

It makes no sense, Sethi said.

And its just not true.

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