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Pay down high-interest credit cards or other debt?
Take a family vacation?
Or, more specifically, to stop wasting it.
For far too many, its so true.
A Starbucks here, an impulse buy there the little things can really add up.
To thousands if you arent careful.
The good news is, this is one area that is fairly easy to correct.
Here are five actionable tips onhow to claw back that $13.70 or more!
Stop Saying Its Only…
Ever notice how often the word only precedes the price of something?
But Its only buys can add up.
Think of your debt, or that vacation, then decide if its worth it.
One click and $13.70 is gone.
It can become habit, an expensive one.
The end of the year is a perfect time to assess your spending.
Chances are, you wont love the number you see, Kullberg said.
The finance expert said this is a great way to get perspective and make adjustments for next year.
So, yeah, this is a good thing to check.
Dont let the free trials trap you, she advised.
Committing to giving a company your money month after month is not a decision you should take lightly.
But it could be costing you a lot more than you think.
That translates to nearly $11 per day.
Cut that in half and you are well on your way to that $5,000 year-end bonus.
In other words, the average household is spending $5.55 per day on making big banks richer.
Obviously, many purchases are necessities or emergencies.
And for every item, add 23% and then determine if its really worth it.
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