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Generally, wed all like to be rich.

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Not having to worry about money seems like a pipe dream for most of us.

However, financial guruDave Ramseysaid that the rich get richer and the poor get poorer.

Well, hes correct.

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Its not that a person is better by character than another by doing these things, Ramsey said.

These are just the financial moves that cause you to stay in one of these areas.

Here are the key differences betweenthe rich, the middle class and the poor, according to Ramsey.

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The Rich Avoid Payments

Ramsey highlighted that rich people dont ask How much down?

or How much per month?

They simply ask: How much?

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The rich tend to pay for things upfront or not buy them at all.

He says this principle is what got them to be rich and what keeps them rich.

These types of financial behaviors may keep the middle class from becoming rich.

In fact, he said that 78% of lottery tickets are sold inpoor zip codes.

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