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Here are some of the main tips mentioned in this video.

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The team strongly opposes credit cards andencourages their listeners to get out of debt as quickly as possible.

Keep an Emergency Savings Account

Owning a home is a momentous milestone.

However, houses are also expensive to maintain.

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Furnish Your Home Gradually

Dave Ramsey also advised Amy to gradually furnish her home.

Although many people might purchase brand new furniture immediately for their home, Ramsey suggested purchasing only the essentials.

Ramsey suggested buying furniture secondhand and getting it for less.

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Homeowners might feel pressure to fully furnish every room, especially if they want to entertainfriends and families.

However, its not worth it if purchasing those items puts you into debt.

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