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Is Citizens Bank the Right Fit for You?

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Pros

Cons

What Types of Home Equity Products Does Citizens Offer?

Citizens offers several home equity products.

Key details include:

What Rates and Discounts Can You Get?

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Thetypical APR rangeis aslow as 2.5% APR and as high as 21% APR.

The most recent published rate was7.5% APRon December 31, 2024.

Their HELOC does come with a $50 annual fee, though this is waived the first year.

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There are discounts available, which include:

Are There Fees or Closing Costs?

For their HELOC, there are:

Who Qualifies for a Home Equity Product?

Whats the software Process Like?

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The system process is incredibly efficient, thanks to Citizens FastLine process.

How Does Citizens Compare to Other Lenders?

Final Verdict: Should You Choose Citizens Bank?

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