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Is Citizens Bank the Right Fit for You?
Pros
Cons
What Types of Home Equity Products Does Citizens Offer?
Citizens offers several home equity products.
Key details include:
What Rates and Discounts Can You Get?
Thetypical APR rangeis aslow as 2.5% APR and as high as 21% APR.
The most recent published rate was7.5% APRon December 31, 2024.
Their HELOC does come with a $50 annual fee, though this is waived the first year.
There are discounts available, which include:
Are There Fees or Closing Costs?
For their HELOC, there are:
Who Qualifies for a Home Equity Product?
Whats the software Process Like?
The system process is incredibly efficient, thanks to Citizens FastLine process.
How Does Citizens Compare to Other Lenders?
Final Verdict: Should You Choose Citizens Bank?
FAQ
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