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3, just behind exercising more.

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1 goal was financially focused, too: saving more money.

Here are five simple ways to ditch debt fast andreach those New Years goals.

According to the CFP Board survey, 44% of Americans are already taking steps to reduce discretionary expenses.

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Consider asking for a raise, taking on a second job or exploring freelance opportunities.

About 16% of Americans are considering debt consolidation as a strategy to manage their debt.

According to the survey, one in four Americans seeks advice from a financial planner to manage their debt.

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