GOBankingRates works with many financial advertisers to showcase their products and services to our audiences.
These brands compensate us to advertise their products in ads across our site.
This compensation may impact how and where products appear on this site.

Commitment to Our Readers
GOBankingRates' editorial team is committed to bringing you unbiased reviews and information.
you’re free to read more about oureditorial guidelinesand our products and servicesreview methodology.
Central National Bank is a full-service bank with locations in Kansas and Nebraska.
It offers business and personal banking services, including deposit accounts, loans and investment services.
debit card round up feature.
Online banking and the mobile app include tracking and budgeting features.
These features have earned it recognition as one of theBest Banks of 2025 in Kansas by GOBankingRates.
Features like fee waivers and identity theft protection make these accounts versatile and customer-friendly.
While interest rates are low, features like low minimum deposits and a health savings account add value.
Central National Bank CD Accounts
Central National Bank has some promotional CDs with very competitive rates.
Earn even higher returns with IRA options or by maintaining an active checking account.
More recent reviews are more positive, so the app seems to have been fixed.
Many reviews are for the bank in general, and they are consistently positive.
Comparable Regional Bank Options
Heres how Central National Bank measures up against other regional banks.
It offers similar services but stands out with two interest-bearing checking account options.
Central National Bank vs. Bank Midwest
Bank Midwest has locations in Kansas and Missouri.
It has more streamlined offerings, with a single checking account and two savings accounts.
It offers online banking and a mobile app, but you must visit a branch toopen an account.
Central National Bank vs.
Personal products include two checking account options, and savings accounts, including an HSA.
CDs are not offered.
Central National offers all of the products and services most people need.
Savings interest rates are relatively low, but CDs are competitive.
All factors were then scored and combined, with the lowest score being the best.
All products and offerings had to be available as of Nov. 8, 2024, to be considered.
Rates are subject to change; unless otherwise noted, rates are updated periodically.
All other information on accounts is accurate as of Dec. 4, 2024.
Rates are subject to change; unless otherwise noted, rates are updated periodically.
All other information on accounts is accurate as of Dec. 4, 2024.