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However, the solutions arent always one-size-fits-all across generations.

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Fortunately, a new expert has arrived on the scene.

While you might not be in her exact situation, theres a lot to learn from her experience.

So how did she rack up so much debt in such a short period of time?

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She hadnt realized that the nature of spiritual coaching meant experiencing both busy and not-so-busy seasons.

During the off-seasons, shed essentially lived off her credit cards.

Apparently, she hadnt.

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This mindset allowed her to get a little too careless with her credit card use.

She was too lost in visions of other coaches bringing home $40k a month.

Not bad at all.

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In fact, it was higher than the national average for income.

So why, Hammer wanted to know, was she in so much debt?

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