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Bremer Bank might be a fit for you.
Bremer Bank, National Association is a full-service community bank with an emphasis on agricultural business banking.
Bremer Bank has 71 branch locations in Minnesota, North Dakota and Wisconsin.
For 2025, GOBankingRates has named Bremer Bank the best bank ofMinnesotaandNorth Dakota.
Read our review to learn why.
The best account for you will depend on the balance you typically maintain and other factors.
Fees
Range from $3-$10, but can be waived.
Bremer Bank Savings Account
Min.
you’re free to waive the service fee with a $300 daily balance.
The interest rate on all balances isAPY.
It paysAPY and is a tax-advantaged account for health care expenses.
Interest rates vary depending on the term and the minimum balance, and range fromtoAPY.
The one you choose will likely depend on your opening deposit.
The higher your balance, the higher your interest rate.
The Money Market requires a $1,000 opening deposit and paysAPY depending on your balance.
The Money Market Reserve requires a $100,000 minimum opening balance and paysAPY depending on your balance.
The app has a rating of 4.8 stars on theApp Store, but just 3.7 stars onGoogle Play.
The security features do not work as designed, and its challenging to get into the app.
The app lacks financial planning features that allow users to budget and track spending.
Interest rates for checking, savings andCD accountsare slightly higher at Merchants Bank.
Bremer Bank FAQ
Rates are subject to change; unless otherwise noted, rates are updated periodically.
All other information on accounts is accurate as of Dec. 10, 2024.
Data was sourced from June 2024 FDIC reports, along with a selection of leading neobanks.
For savings and checking accounts, we chose only one product per category per institution.
If an institution did not offer a given product, it was not scored.
For institutions with multiple checking accounts, we selected fee-free options or those with the lowest barrier to entry.
If multiple savings accounts met these criteria, we selected the one with the highest APY.
All APYs were calculated based on the base APY being offered, achievable or both.
All factors were then scored and combined, with the lowest score being the best.
All products and offerings had to be available as of Nov. 8, 2024, to be considered.
Rates are subject to change; unless otherwise noted, rates are updated periodically.
All other information on accounts is accurate as ofDec.
