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Sometimes a regional bank, like Valley National Bank in New Jersey, may fit your financial needs.
Deciding between a regional and national bank requires taking a look at APYs, checking and savings accounts.
If youre confused as to where to start, consider GOBankingRates list ofBest Banks By State for 2025. you’re free to read more about oureditorial guidelinesand our in-depthbank review methodology.
There are no monthly maintenance fees, and the APY ofis competitive.
With no minimum balance or monthly fees, it’s a straightforward option for hassle-free banking.
All factors were then scored and combined, with the lowest score being the best.
All products and offerings had to be available as of Nov. 8, 2024, to be considered.
Rates are subject to change; unless otherwise noted, rates are updated periodically.
All other information on accounts is accurate as of Dec. 20, 2024.
