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Maine residents may want to understand their needs and what matters the most to them when choosing a bank.

Some potential account holders may prioritize low fees, high-interest savings or access to local branches.

GOBankingRates has a guide ofBest Banks By State for 2025to make it easier to process options in banking.

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it’s possible for you to read more about oureditorial guidelinesand our in-depthbank review methodology.

Balance to Earn APY $100

Fees

$15 monthly fee, waivable.

The bank also offers a Student Checking account and a Citizens Evervalue Checking account.

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The checking accounts do not require a minimum opening deposit.

But since the physical branch web link is limited to New England, you opt to look elsewhere.

Plus, the attached monthly fees can add up for savers who don’t qualify for a fee waiver.

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All factors were then scored and combined, with the lowest score being the best.

All products and offerings had to be available as of Nov. 8, 2024, to be considered.

Rates are subject to change; unless otherwise noted, rates are updated periodically.

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All other information on accounts is accurate as of Dec. 20, 2024.

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