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While travel insurance claim denials are rare, they do happen.
Even so, you dont want to be in that minority.
Meghan Walch, director of product forInsureMyTrip, offered several tips to improve the odds of claim approval.
Also seefour new travel rules that may save you big money this holiday season.
Likewise, some medical travel insurance will not cover preexisting conditions.
Understand the policy youre purchasing so you have the coverage that matters most to you.
Be sure to review and understand atravel insurance policybefore purchasing, Walch said.
Every policy has exclusions for each throw in of coverage, and coverage limits.
It might pay to try filing even if you arent sure.
Keep All Your Receipts
Travel receipts show proof that atrip delay or cancellationcost you money.
Youll [also] need documentation proving the cause of the cancellation, she said.
For trip delays, there are a few more pieces of documentation youll want to provide.
Any meals or additional transportation required during a covered delay may also be covered.
Having receipts, especially for big-ticket items such as jewelry or electronics, can help.
This is especially important if you are filing a claim for medical treatment abroad.
It can be extremely difficult to get this paperwork once you are home, Walch said.
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