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So if you havent already, start by listing your monthly income and categorizing your expenses.

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Take time to review your bank or credit card statements to identify subscriptions you no longer use or need.

Even cutting a few subscriptions can free up $50 or more each month for higher-priority expenses.

Even setting aside $100 can give you some peace of mind.

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You could then put that extra cash you earn into savings, paying down debt or covering other expenses.

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