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Holiday sales can be overwhelming.
However, for retirees living on fixed incomes, holiday sales offer a golden opportunity.
Here are seven ways retirees can maximize holiday deals,ensuring your hard-earned money works even harder this season.
Before diving into holiday shopping, set a budget to give yourself aclear spending boundary.
Then make a list of everything you plan to buy or spend money on.
Besides gifts, include items like decorations, cards/postage, food/drink, tips to service providers and travel costs.
Discounts on Travel Tuesday can save you 15 to 25%, according toSkyscanner.
Using fare alerts on Google Flights or Hopper can also help you catch sudden price drops.
When in Doubt, Ask
You might be surprised by how many places offer discounts for retirees.
Make it a habit to ask about retiree discounts at checkout you may uncover unexpected savings.
Even small discounts, like 5% to 10% off, add up.
Dont hesitate to take an extra minute in the checkout line to ask about promotions before tapping your card.
Retailers from Goodwill tomajor department storesto pharmacies like Walgreens and CVS all offer senior discounts, Peterson said.
Just avoid making it a habit, as juggling multiple repayments can easily lead to financial strain.
If your supermarket offers digital coupons, learn how to use them, Peterson said.
They arent age-restricted, but many seniors bypass them as they can be confusing and seem bothersome at first.
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