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It was very confusing, she said.
She Recognized Generational Patterns
She can recognize that these bad habits were generational, however.
So she had a warped perception on what is normal.
Her father grew up in wealth, but his parents smoked and drank their money away, she said.
So neither of them grew up understanding a healthy relationship with money.
This drove her to seek help from a therapist who specializes in financial trauma.
She Healed Her Relationship With Budgeting
In Charlottes childhood, she equated budgeting with punishment.
Its not a slap on the wrist its supposed to help you keep track of your expenses.
She spent money as soon as she had it, and often on things she did not need.
Now, she doesnt do this anymore.
Im not obsessed with the newest of new, with brand names.
I dont buy things to buy them.
I dont buy into awardrobe refresh or home refresh, which are becoming popular again.
I have clothes in my closet that are 15 years old and in good condition.
If you like your things, what is the point of buying more?
She Clips Coupons
Charlottes dad hated coupons, she said.
He said they made you look poor.
And my mom said clipping coupons tooktoo much time.
Dont be afraid to look into anything that can help you offset your expenses.
It doesnt mean youre cheap, she said.
While you cant undo the past, its possible to unlearnbad financial habitsand turn your finances around.
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