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Here aresome options for building wealth when youre middle class.

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He recommended focusing on low-cost index funds or exchange-traded funds (ETFs).

Buy a Home

Shirshikov said that another critical strategy is homeownership.

Over time, as property values appreciate, homeowners can accumulate substantial wealth.

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By freeing up cash flow from debt payments, families can redirect those funds into savings and investments.

This cooperative method spreads the risk and builds financial strength within your immediate circle.

They can even consider fractional ownership in luxury assets, such as high-end watches or nonfungible tokens.

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