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US businessman Mark Cuban (C) participates in an economic agenda town hall in support of US Vice President and Democratic presidential nominee Kamala Harris (not pictured) in Atlanta, Georgia, USA, 31 October 2024.

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Read on for eight tips tohelp you begin to build wealth in 2025.

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By paying down debt, you dont hold yourself back from your goals or burden yourself withunnecessary financial stress.

A debt-free life is a clean slate.

These funds are the most likely to providesteady, reliable returnsand keep your portfolio diversified.

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Go into such investments with full awareness that you could lose that money, as well.

This ranges from college degrees to online courses or certifications.

Youre not likely to get there in a hurry, so bring extra doses ofpatience and disciplineinto 2025.

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Focus, frugality, saving and debt reduction are your best tools for eventual wealth building.

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