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Here are some practical ways retirees can start budgeting for the holidays without breaking the bank.
If you havent already, work out exactly how muchyourewilling to spend over the festive season.
Start Saving Early
Its never too early to start setting aside funds for the holidays.
Even if youre only stashing away a little each week, those dollars add up.
Starting now will make spending in November and December feel like less of a drain on your finances.
Youll save on expensive store-bought items, and the thought behind your gifts will be appreciated even more.
Take Advantage of Sales and Discounts
Black Friday and Cyber Monday arent just for the ultra-bargain hunters.
Just be sure to pay off your balances each month to avoid interest charges.
Askingfriends and familyto bring a dish to share reduces the financial burden on any one person.
Plus, its a great way to try a variety of dishes and spend quality time together.
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