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However, its often easy to tell white lies that seem harmless but can actually be detrimental to yourfinances.
Keep reading tofind out if youre guilty of making these false claims.
It wont take me that long to pay this off.
Ill start investing later.
If youre not currently investing, Cruze and Kamel said its easy to keep pushing it off.
Getting started can be a challenge, so they said to just make today the day you start.
This ensures youre making your future a priority.
The government will forgive my student loans eventually.
This has been a hot topic in recent years, but the government wont pay off your student loans.
Ill eat less so I can buy _____.
However, Cruze and Kamel said this is a sign your priorities are out of order.
Next time its my treat.
When dining withfriends, co-workers or family, its common for one person to pick up the tab.
If youre like many people, you may feel uncomfortable with this generosity.
Im going to return most of it anyway.
Cruze and Kamel said this is an excuse to blatantly overspend now and procrastinate fixing the situation.
In reality, they said you may not even end up returning any of these items.
Even if you do, you may just consider the money a credit to buy more.
Therefore, they said to put items back if the total amount in your cart isnt in the budget.
Im just not good with money.
It can be easy to rationalizeconstant spending errorswhen you brush them off as just being bad with money.
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