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In fact, doing so might be easier than you think.

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A helpful guide to getting your holiday budget on-track is to use the 50/30/20 budgeting method.

Theyre perfect for a minimalist lifestyle less waste, more heart and no clutter while helping you save money.

Shared experiences often create lasting memories, without a big price tag and focus on togetherness rather than expense.

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Limit Expensive Gatherings

Sometimes its little things that mean the most.

Opt for cozy, inexpensive gatherings instead of splurging on big parties or going out, Martinsen said.

This is a fun way to bond that everyone can look forward to each year.

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Its a stress-free way to focus on thoughtful giving, while avoiding the overwhelm of endless shopping.

Create a Holiday Memory Jar

Celebrate moments, not things, Ball said.

Have everyone jot down favorite memories or things theyre grateful for and add them to a jar.

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She recommended opening the jar together, as a heartwarming way to connect and reflect withfamily and friends.

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