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With lives getting busier for many Americans, managing finances isnt always a priority.

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You may find you do not always have the time or energy tohandle your moneycorrectly.

If youre intimidated by the idea of money management, its likely because you havent assessed your situation realistically.

Track Your Spending

The next step is to track your spending for a few weeks.

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This will help you spot areas for adjustment.

After a few months, you should have a better understanding of whats happening with your money.

You dont want to think of budgeting assome restrictive toolthat limits what it’s possible for you to do.

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You want to view it as a spending plan so that you know whats happening with your money.

You could also set up your retirement plan contributions with your employer after putting it off for months.

Automate Your Finances

Enright stressed the importance of taking decision-making out of saving.

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This is a convenient way to stay on top of your finances and avoid late fees.

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