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They know that skimping on health coverage can lead to huge bills if they get sick, he said.
They were so relieved when the husband needed surprise gallbladder surgery a year later.
Their better insurance saved them from a mountain of medical debt.
Healthy Food
Budget-conscious retirees dont shy away from high-quality foods or their high-quality prices.
She says its worth every penny because she feels better and rarely gets sick.
They know that fixing minor problems early prevents costly repairs later, said Shahnazari.
A retired accountant I worked with shared how he paid foryearly termite inspections.
These shoes last longer, too, so theyre worth the extra cost, he continued.
A frugal retiree once told me his expensive walking shoes were his best purchase ever.
They helped him stay active and pain-free, which meant fewer doctor visits.
Comfortable, supportive shoes are an essential investment for active retirees, he explained.
With more free time for walking, gardening or pursuing hobbies, Zhou said foot health becomes critical.
Spending more on orthopedically designed footwear ensures daily comfort and prevents these health risks.
It keeps them independent and connected to their community, explained Shahnazari.
In the long run, he said his clients spent less and had fewer worries about breakdowns.
Quality Sleep Setup
Shahnazari also noted that frugal retirees often invest inquality mattresses and pillows.
[Sleep] is vital for health and well-being, said Shahnazari.
A mattress might be pricey, but [it will be] used every night for years.
He recalled a retired couple who told Shahnazari that their retirement gift to themselves was an adjustable bed.
He added, They said better sleep improved their daily life more than any other purchase.
These improvements help them stay safe and independent in their homes, he continued.
Zhou agreed that home safety and accessibility modifications are non-negotiable for aging retirees.
These modifications make it easier to navigate the home independently, allowing retirees to age in place safely.
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