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Here are seven money moves to make todayif youre worried about holiday expenses.
when you land your plan, track your spending closely using a budgeting app or even a simple spreadsheet.
Organizing your finances ahead of holiday shopping is critical for maintaining control over your spending, Hashemian added.
You dont want to start 2025 with more credit cards than required.
These plans can encourage overspending because the immediate cost appears manageable, Hashemian elaborated.
Set Spending Limits
The holidays are about making memories, not about getting into debt.
Hashemian suggested that you communicate openly withfriends and familyabout spending limits.
you could also consider re-gifting by looking through your unused gifts around the house.
Maximize contributions to tax-advantaged accounts like 401(k)s or IRAs.
Review your investment accounts and make certain moves to alleviate financial concerns heading into 2025 to finish 2024 strong.
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