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However, because peoplesneeds and plansare so different, your plan has to be individualized as well.
So a tax strategy is very, very important.
But doing so is absolutely necessary.
And oftentimes thats one that really gets set in stone early.
I mean a mortgage or a car payment have long tails to them.
We need to start having these conversations early so that they understand the things that they need to do.
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