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You sleep better at night, feel calmer and more secure.
But if youre not exactly feeling the above it might mean your fund is running on the low side.
Medical emergencies, childcare costs or sudden caregiving responsibilities can quickly deplete a smaller fund, Kibbel warned.
The more dependents you have or the greater your health risks, the larger your emergency fund should be.
An insurance policy protects you from catastrophic losses, but you still have to pay your deductible.
confirm your emergency fund is sufficient to pay your deductible.
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