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Things like groceries and insurance will also likely be more expensive.

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Read below for moreexpert advice on the best budgeting methods to use.

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This method ensures youre prioritizing savings without the stress of tracking every expense, Salahi said.

He said its particularly useful in high-cost states wheretraditional budget categoriescan quickly become skewed.

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Break down expenses into thesmallest possible categoriesto identify potential savings.

For example, instead of a general food category, separate groceries, work lunches and dining out.

This method helps create a tangible link between cost-cutting efforts and financial progress.

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Implementing these methods in high-cost states requires discipline and often creativity, Salahi said.

Remember, the best budget is one you might stick to consistently.

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