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And thats not even accounting for water, gas or other utilities.

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From making negotiations easier to optimizing your budget,heres how.

AI can trackenergy usage patterns, said DeLonde.

This isnt just for utility bills, but also for things likemonthly subscription services.

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you might also use these tools to cancel certain subscriptions.

Help With Budgeting

Creating and sticking with a budget can sometimes feel like a monumental task.

These apps provide real-time insights, helping users see where they can cut back.

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If youre not sure which ones are available, AI could help.

Take Copilot in Microsoft Edge as an example.

bang out in a prompt like What aresome energy-saving programsin my area?

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to get some options.

Some tools, like Honey, use AI in another way to save you money on other bills.

Simply set up the free web client extension and keep it active while you shop online.

The tool will find and automatically apply any discounts when you check out.

bang out in a prompt based on your situation and youll often get actionable advice back.

Take Wally as an example.

One of the best tools out there is Wally.

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