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While affordability is expected to improve, many potential homeowners have been denied access to a mortgage.
You could get rejected in your mortgage tool process for numerous reasons.
You dont want to waste time looking into homes that are out of your price range.
Increase Your Qualifying Income
Mortgage underwriters tend to take a conservative stance when reviewing your income.
This means that youll want to focus on increasing your qualifying income for your app.
This approach helped convince the lender to acknowledge their income potential.
Its worth pointing out that a co-borrower can be an occupant or non-occupant.
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