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Here are the up-and-coming retirement locations to consider if you want to be ahead of the curve.

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Also see Americas fastest-growing retirement spots.

Other money savers include low property taxes and affordable insurance.

The cost to live in Green Spain averages between $1,600 and $3,700 monthly per couple.

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Groceries are also extremely affordable.

Coastal Montenegro

Montenegro offers both nature and culture, and its affordable, too.

A couple can live well in these towns for around $2,000 per month.

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It offers beautiful landscapes, gorgeous beaches and a thriving food and cultural scene.

Retirees can live comfortably on less than $2,500 per month, depending onlifestyle and housing choices.

Rents range from $320 to $745, depending on the area.

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