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If youre looking to buy, consider concentrating on other aspects of the homebuying process.

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On the plus side, mortgage rates arent as bad as they once were.

Until rates go down, buying a house is still an option.

Heres a look at six factors she said should also weigh intoyour homebuying decision.

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Before you begin your house hunting, be sure to check in with a lender to get prequalified.

Take a moment to look at your own finances and long-term goals, she said.

White suggested looking for different ways to make homeownership affordable.

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you could also look for grants, gifts and special programs that may be available to you.

If you dont cook very often, dont focus on the kitchen, she said.

Consider an area a little farther away from your work but with easy access to major roadways.

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Additionally, White said its a good idea to drive through a prospective neighborhood at night.

Good Bones

Some houses on the market may look dated, said White.

This is why she said its important to look past the aesthetics of some properties.

If a home has good bones, meaning your foundation, walls, roof, etc.

as well asall the mechanicalsare good, then consider it, she said.

A little elbow grease and a few cans of paint can go along way when updating out-of-date decor.

She said buyers often hesitate, causing them to lose out on opportunities because other people are acting.

Your new house doesnt have to be perfect, she said.

It just must be good enough with potential.

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