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Cast member Oprah Winfrey attends the premiere of Netflix’s motion picture historic war drama “The Six Triple Eight” at the Egyptian Theatre in the Hollywood section of Los Angeles on Tuesday, December 3, 2024.

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But just because they have a lot of money, this doesnt mean they always manage it properly.

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Here are some of thetakeaways that even nonfamous people can learn from.

But despite this wealth, James is a disciplined saver.

He stays really busy, and he says the secret to his success is consistency.

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This is a lesson that we can say we dont want to do, Cruze said.

And people will do this.

They will pull equity out of their home, take on a second mortgage or get a HELOC.

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But taking and borrowing money against your home is not a great idea, because No.

1, youre taking on more debt.

Its just not a wise thing to do.

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He really values his health and wellness over maintaining a lavish lifestyle, Cruze said.

And also I like that he prioritizes other things in life versus just this fancy lifestyle.

The Oprah Winfrey Charitable Foundation has donated over $400 million, Cruze said.

Generosity is a priority for her, and she really believes that and lives that out.

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