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It seemed like no one was safe.
We all learned a few hard lessons about money.
Banks collapsed,inflationkept right on trucking and interest rates wouldnt quit climbing.
But these lessons we learned werent for nothing.
We can carry them forward into the new year.
And we know weshould even if some of us havent actually put it into practice yet.
Well, 2024 proved it.
While those of us who tried to save whatever was left over at months end, not so much.
But heres how to actually do it the smart way build it up in layers.
When you have multiple buckets, you have multiple options when life gets messy.
The Great Subscription Cleanup
Thesneakiest money drainof 2024 might not be what you expect.
But if you audited your subscriptions, you probably found you were losing hundreds each month todigital dust collectors.
Quality Over Quantity
This years spending data showed an interesting shift.
While overall shopping dropped, people kept spending on things that mattered to them.
Instead of chasing (an often imaginary) windfall, its a slow and steady wins the race situation.
Sometimes good enough really is good enough.
Safety Nets Look Different Now
The old save six months of expenses rule?
It needed an update.
People are trying to both save and invest more.
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