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Prices for used cars decreased from the previous year but increased little from the previous month.

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Interest rates alone have added hundreds of dollars to a drivers costs every month.

But drivers cant be choosers.

Here are six signs youre being offered a risky auto loan and how to avoid one.

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Also seethe pros and cons of financing a car through a dealership.

However, sellers are trying to make money and lock you into an interest rate that will benefit them.

Even if you have bad credit, dont get duped into a bad deal.

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If theres pushback, start walking out.

This can even happen when you have driven the car home.

In your contract, anything conditional should raise suspicion.

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If anything seems fishy or downright unethical, take action by seeking a third-party opinion.

Be on the lookout for these load packing surcharges,as they can be sneaky and predatory.

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